Philosophy of the programme

The Bachelor of Science in Banking and Finance degree programme provides a cutting-edge education in the banking and finance sector of the Ghanaian economy. Programme has been designed on the basic premise that the individual is living in a modern, dynamic and monetized economy, which poses challenges and uncertainties in decision making. Consequently, the programme is designed to inculcate in the student, the ability to identify, analyse and proffer solutions to complex financial problems that may arise from the technologically changing financial environment.
The programme also aims at cultivating in the individual the basic work ethics that is required in a financial sector of the economy, which will result in self-reliance, sound moral discipline and individual actualization.

Education in Banking and Finance aims at developing the necessary financial tools that will enable the individual occupy managerial positions in government and private sector establishments such as Commercial and Merchant Banks, Insurance Companies, Finance and Investment Companies, Brokerage firms, Commerce and Industry as well as succeed in self employment.

The broad philosophy is to develop the mind of the students, imparting both theoretical and practical knowledge in finance and banking and economic principles to enable the individual student to develop self-assurance, being independent in the various aspects of Banking and Finance disciplines and relevant profession.

The major aims of the programme:

This programme is designed to develop specialist knowledge across the core areas of banking and finance and provides the grounding required for graduates to be functionally competent in the field of study. Also, the programme is aimed at providing the academic foundation and practical training for persons who are working or will be working in the banking and financial services sector or who are interested in a career in the sector. Additionally, the programme aims at providing graduates with the requisite background knowledge to enable them pursue further studies in Banking and Finance.

The major objectives of the programme are:

  • to equip students with the ability to compare the profitability of firms using the rate of return on assets and its components:  profit margin and total assets turnover
  • enhance students ability to perform business valuation and management control.
  • to apply cash management, decision-making, and controlling techniques in an electronic interface.
  • to identify and be familiar with the variety of statutory requirements and regulations relating to banking and financial services.
  • to turn out graduates who are skilled with both theoretical and practical knowledge for the banking and finance industry
  • to possess a good knowledge of financial markets and instruments from both a global and a local perspective;
  • to interpret financial data and information by using appropriate methods and its applications;
  • use appropriate quantitative, logical and analytical techniques to identify financial and banking problems, analyze and compare alternatives and propose a solution;
  • demonstrate proficiency in computer applications relevant to banking and financial analysis and problem solving;
  • to produce professionally quality reports on financial and banking issues;
  • to exhibit ethical awareness in banking and financial decision making

Employment and career prospects

Upon completion of the programme, graduates would have been sufficiently equipped and ecouraged to start up their own businesses. Additionally, graduates could be employed in any business organisation or institution in any part of the world particularly in Ghana as Accountants, Financial Controllers, Strategists, Bankers, Administrators, Financial Analyst, Business Analyst/Advisors, Investment/Fund Managers, Stockbrokers, Public Servants, Business Professionals etc.

Graduates shall be sufficiently prepared to able to set-up and manage their own businesses. Graduates shall be adequately prepared to pursue further studies in Banking and Finance.



NSBT shall admit all qualified students (as per the minimum requirements jointly published by the National Council for Tertiary Education and the National Accreditation Board of Ghana) without reference to race, ethnicity, religion, politics, nationality or country of citizenship. The student entry requirements shall be as follows:

  • General Certificate of Education (Ordinary and Advanced Levels): Passes at credit level in at least five (5) subjects (including English Language and Mathematics) in the West Africa Examinations Council (WAEC) Ordinary Level and three (3) passes at the Advanced Level of the GCE with General Paper. One of the advanced level passes should be a grade D or better.
  • WASSCE & SSSCE : Candidates must have six credit passes (A1-C6) in English, Mathematics and Integrated Science (Biology or Agricultural Science for Nigerian applicants) or Social Studies, and three elective subjects, (in the West Africa Senior Secondary School Certificate Examination (WASSCE). For Senior Secondary School Certificate Examination (SSSCE), candidates must have six credit passes (A-D) in the three Core Subjects and three elective Subjects.

For purposes of admission, a credit pass in:
i.WASSCE means A1 – C6
ii. SSSCE means A – D

  • Applicants with the General Business Certificate Examination (GBCE) results should have credit passes (A-D) in six (6) subjects comprising three (3) core subjects including English Language and Mathematics plus three (3) relevant elective subjects.
  • Holders of the International General Certificate of Secondary Education (IGCSE)/ International Baccalaureate (IB) must possess at least Grades A*/A-C in English, Mathematics and Biology at the Standard (SL)/’O’ Level, in addition to three Higher Level (HL – A to C)/’A’ Level (A to D)/IB 2 (A to C) grades in the relevant subjects.
  • HND & Other Diploma Holders: Candidates with a good Higher National Diploma, HND, certificate (i.e. at least 2nd Class Lower Division) from recognised universities or institutions in programmes related to the School’s programmes shall be considered for admission. In addition, applicants must have acquired a 2-year post-HND qualification working experience. Other Diploma qualifications from elsewhere assessed to be equivalent to the HND may be similarly considered.
  • Mature Student Entry Requirements: Candidates aged at least 25 years with basic academic qualifications e.g. four passes in any O’ level subjects and who write and pass an entrance examination in English, Mathematics, Information and Communication Technology and General Business shall be considered for admission. They may also be required to attend an interview.
  • Transfer Students: Candidates who have been formally admitted as regular students to a Bachelor’s Degree course in any recognized university or institution and made satisfactory progress over not less than one academic year may be considered for admission as a transfer student.
  • Visiting / Occasional / Foreign Students: The School shall admit other students with equivalent qualifications for varying durations in the Bachelor’s degree programme, as Visiting, Occasional and Foreign students.


Course code Course Title Credit Hours
GENS 101 Language & Communication Skills I 3
GENS 103 Introductory French 2
GENS 105 Introductory Mathematics 3
GENS 107 Principles of Leadership 2
GENS 109 Introduction to Psychology 3
GENS 111 Introduction To Information Technology 1 3
GENS 102 Language & Communication Skills II 3
GENS 104 Intermediate  French 2
GENS 106 Intermediate Mathematics 3
GENS 108 Introduction to Information Technology  11 3
GENS 110 Introduction to Logic & Critical thinking 3
GENS 112 Social Ethics 2
NBBF  201 Elements of Banking 3
NBCC 203 Business Mathematics 3
NBCC 205 Financial Accounting I 3
NBCC 209 Business Economics I 3
NBCC 213 Principles of Management 3
NBBF  215 Commercial Banking 3
NBCC 217 Enterprise Resource Planning I (Accounting & HRM optional for interested students) 1
NBCC 202 Business Economics II 3
NBCC 204 Business Law 3
NBCC 206 Financial Accounting II 3
NBCC 208 Introduction to Marketing 3
NBBF  210 Introduction to Business Finance 3
NBBF  212 Corporate Social Responsibility & Ethics 3
NBCC 220 Enterprise Resource Planning II (SCM  & CRM Optional – for interested students) 1
NBCC 299 Practicum I 2
NBBF  301 Corporate Reporting 3
NBCC 303 Research Methods 3
NBCC 309 Company and Partnership Law 3
NBBF 313 E-Banking and E-Commerce 3
NBBF  315 Marketing of Financial Services 3
NBCC 315 Socio-Economic Analysis of Ghana 3
NBCC 317 Managerial Accounting 3
NBBF 302 Monetary and Financial System 3
NBBF 304 Law Relating to Banking 3
NBBF 306 Banking operations 3
NBCC 312 Organisational Behaviour 3
NBBF 314 Corporate Finance 3
NBBF 316 Applied Econometrics 3
NBCC 399 Practicum II 2
NBCC 401 Business Policy and Strategy 3
NBBF 403 Taxation 3
NBBF 405 Microfinance and Rural Banking 3
NBBF 409 Financial Risk Management 3
NBBF 411 Financial Engineering 3
NBBF 413 Corporate Governance 3
NBCC 499 Project I 3
NBCC 402 Entrepreneurship & Small Business Management 3
NBBF 404 Investment and Portfolio Management 3
NBBF 406 Retail Lending 3
NBBF 408 International Trade Finance 3
NBBF 410 Mortgage Finance 3
NBCC 499 Project II 3